Bonitas Medical Fund is a comprehensive healthcare provider that offers South African consumers the Bonitas Hospital Standard plan. This plan provides hospital cover for medical procedures, along with various other benefits aimed at making sure you have all your medical needs covered.
The Bonitas Hospital Standard Plan covers unlimited 100% (Bonitas rate) co-payments on various procedures, regardless of which hospital they are done in. Some hospitals may attract a 30% co-payment. GP’s and specialists are also covered under this plan, as well as radiography and pathology tests with no limit to how many times they can be used per year. Oncology treatments are limited to R150 000 non-PMB’s and 80 percent after the deductible amount is paid out by the designated service provider (dsp). Organ transplants are also included in the coverage but come with sub limits applied to them. Dialysis services conducted by designated providers will be fully covered and internal prosthesis up to R48 440 without including joint replacements or back & neck surgeries .
The maternity care package includes 6 ante-natal consultations, 2 x 2 D scans , 4 postnatal consultations with midwives , 1 amniocentesis procedure and a baby bag filled with supplies for mother & baby upon delivery .
In terms of contributions , members pay R2 592 annually while adults would cost R2 184 each year until retirement age while children aged 0 – 18 years old will only require paying an annual fee of R986 .
All these prices exclude VAT charges where applicable .
Overall , Bonitas Medical Fund provides an excellent range of health insurance benefits at competitive rates compared to other leading companies in South Africa today . The Bonita Hospital Standard Plan allows its members access to quality healthcare services throughout their lives ensuring peace of mind when it comes time for any medical need arises during those difficult times.