Profmed – Their South African Hospital Plans Explained
Profmed is a closed medical aid scheme that offers premier health cover to South African graduate professionals. It provides flexible options with 10 plans available and caters to over 71 000 lives, offering competitive premium rates from R717 to R8 741 per month for single members. The most popular option amongst them is the ProActive plan which includes preventative care benefits as standard.
For those seeking extensive medical coverage, the ProPinnacle and ProSecure Plus plans are recommended, both of which offer unlimited hospital cover at a choice of hospitals or through a network of hospitals (the Savvy option). In-hospital specialist bills are paid out up to 300% on the former and 200% on the latter plan respectively, while day-to-day claims are covered by an annual benefit limit. Separate benefits for dentistry and maternity/specialized radiology are also provided in each case.
The more affordable ProSecure & ProActive Plus plans provide similar coverage but with reduced percentages for in-hospital specialists (100%) as well as limited day-to-day benefits – basic dental treatment only on the former plan and none whatsoever on the latter one – though there is still access to some preventative care services included in both cases.
In addition, Profmed has its own Lifestyle Programme known as Multiply which rewards members financially when they commit themselves towards healthy living habits such as regular gym workouts or attending medical checkups etc. Benefits include discounted gym memberships, travel cost savings along with cashback from certain retailers plus many more unique advantages.
With all these features combined together into one comprehensive package it’s no surprise why Profmed Hospital Plan remains such a popular choice amongst South Africa’s professional graduates looking for quality healthcare services at reasonable prices!