Discovering the best hospital plan for your health needs can seem daunting, especially with the many different plans available. But have no fear! Discovery Health Medical Scheme is here to help you make an informed decision on which plan will be right for you.
Discovery offers 23 different plans ranging from a simple hospital-only policy through their Core Series plans up to more comprehensive medical aid packages with additional day-to-day benefits and cover included in the Smart Series Plans.
When looking at a Discovery Medical Health Scheme plan, it’s important to note that they all offer unlimited private hospital cover. This means that regardless of what type of medical aid plan or benefit option you choose, you’ll still have full access to private healthcare facilities and specialists in South Africa.
All of these plans come with guaranteed full cover in hospitals for specialists on a payment arrangement as well as full coverage for chronic medicine when using MedXpress – so no matter which one you opt for there are ample options available to ensure your health care needs are met.
Taking into account both budget constraints and desired level of coverage, each individual should carefully consider their own situation before committing to any particular hospital plan from Discovery Health Medical Scheme. Those seeking only basic coverage may find our Core Series Hospital Plan suitable: this includes unlimited private hospital cover but does not include day-to-day benefits such as GP consultations or prescribed medicines (which may need separate top ups). On the other hand if day-to-day medical expenses such as doctor visits or prescription medication are also required then opting for a Smart Series Plan could be beneficial; these provide unlimited private hospital cover within their network along with extra features like GP consultations at discounted rates depending on your chosen package level (Classic Smart / Essential Smart).
Finally those wanting even broader protection including extensive dental and optical insurance might want to consider one of our Comprehensive Cover Plans which combine all three types mentioned above plus generous limits on outpatients treatment fees too – making them ideal if money isn’t really an issue and maximum protection is desired instead.
No matter what kind of personal circumstances people face there’s always something appropriate within Discovery’s range of offerings – allowing individuals and families alike peace of mind knowing that they’re covered whatever happens while ensuring they never pay more than necessary either! So why wait? Start exploring today by comparing various plans side by side online until discovering just which is most suited towards meeting specific requirements now!